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Currency Exchange Assistance

Fair rates, safe transactions and clear guidance on paying for treatment and daily expenses in India.

Money matters, made simple.

Managing money abroad should not add stress to a medical journey. Our International Desk helps you understand how to pay for your treatment, how much local currency you actually need, where to exchange it safely, and how to avoid the poor rates and hidden charges that travellers often encounter at airports and hotels.

Treatment packages at SAL can be settled by international wire transfer before arrival, by international credit or debit card, or in cash in major currencies. For your daily expenses in Ahmedabad — meals, local travel, shopping — you will need Indian Rupees (INR), and our team guides you to authorised exchange counters offering competitive rates near the hospital.

We also advise on India’s currency regulations so that you carry the right amount, declare where required, and never face difficulty at immigration.

How we help with currency

01
Package Payment GuidanceClear instructions for wire transfer, card payment or cash settlement of your treatment package.
02
Multi-Currency AcceptanceTreatment can be paid in USD, GBP, EUR, AED, SAR, QAR or INR. Card payments in most major currencies.
03
Authorised Exchange CountersWe direct you to RBI-authorised money changers near Thaltej offering fair, transparent rates.
04
Rate AdviceOur SPOC checks current rates so you know what to expect and can spot a poor offer.
05
Regulatory GuidanceHow much foreign currency to carry, what to declare, and how to keep exchange receipts for re-conversion.
06
Re-conversion on DepartureConvert leftover INR back to your currency before you fly — we explain the receipts you need.
07
ATM GuidanceWhich international-network ATMs to use and how to minimise withdrawal fees.
08
Itemised BillingEvery bill in INR with a clear exchange-rate reference so you can reconcile in your home currency.

Paying for your treatment at SAL

International Wire TransferSettle your package in advance. We share SWIFT details; funds typically clear in 2–3 working days.
Credit / Debit CardVisa, Mastercard and American Express accepted at the hospital cash counter, including international cards.
CashAccepted in INR and major foreign currencies. Please note Indian cash declaration rules apply above USD 5,000 (or equivalent) in currency notes.
InsuranceFor eligible international insurers we can invoice directly. Otherwise we provide full documentation for reimbursement.

India currency rules — the essentialsForeign currency notes above USD 5,000 (or foreign exchange including traveller’s cheques above USD 10,000) must be declared on arrival using the Currency Declaration Form. Declaration is simple and protects you.

Keep all exchange receipts (encashment certificates). You need them to re-convert unspent rupees when leaving India. Indian Rupees cannot be taken out of the country in significant amounts.

Exchange only at RBI-authorised counters and banks. Avoid unofficial money changers, however good the rate seems.

Frequently asked questions

US Dollars, Euros, British Pounds and UAE Dirhams are all easily exchanged in Ahmedabad. For daily spending you will need Indian Rupees; a few thousand rupees on arrival covers immediate needs and more can be exchanged as required.

Yes. Treatment packages can be settled in USD, GBP, EUR, AED, SAR, QAR or INR by transfer, card or cash. Your final bill is issued in INR with the exchange rate applied clearly shown.

Not the airport — rates there are typically the poorest. Our SPOC will direct you to authorised money changers or bank branches near the hospital with better rates. Many hotels also exchange at reasonable rates.

Yes, at hospitals, hotels, established shops and restaurants. Inform your bank of travel dates to avoid blocks, and use ATMs inside bank branches or hotels.

For a patient and attendant staying at a mid-range hotel, INR 3,000–5,000 (approximately USD 35–60) per day comfortably covers meals and local travel outside the hospital.

Plan your treatment at SAL with confidence.